CRA Tips, regulatory change, and an occasional deep thought…
Quick tips, CRA concepts and an occasional deep thought…
CRA Today Blog
Part of a Small CRA Team? Here’s How to Get the Help You Need
Are you part of a small CRA team? Many CRA departments are made up of only one or two people, and this makes it difficult to get everything done. You’ve been charged with meeting the credit needs of your community, which means tracking, managing, and reporting your...
Credit Unions: Friend or Foe?
Friend! Credit unions can be an important ally for community development investments and your Community Reinvestment Act program! Ready for a radical idea? Invest in a credit union to improve your CRA investment portfolio! Not just any credit union of course, but...
IDAs in Action: Inspiring stories of Impact from Across the US
Last week, I outlined the three steps to creating an Individual Development Account (IDA) program for your bank’s Community Reinvestment Act (CRA) program. IDA programs support your community development service and investment performance but aside from the CRA...
The “How”- Three Steps to Creating an IDA Program – Part 2
Three Steps to Creating Impact and Assets Through an IDA ProgramLast week I shared information about Individual Development Accounts (IDAs), matched savings programs that are a great tool for building wealth in your community, while improving your service, investment,...
Individual Development Accounts – Part 1
Individual Development Accounts (IDAs) are a great way to build wealth in your community and improve your service, investment, and lending performance on your next CRA Exam. IDAs are matched savings accounts created to help low and moderate community members save for...
The Rewards of Service
Back when I was new to CRA and running a CRA program at a large bank, it was easy to get distracted by the many ways to be of service. Sure, we created CRA service goals but I wondered if just serving on boards and committees would be enough. Sure, the hours compile...
The worklife of a CRA professional has two seasons
you are either preparing for an exam or recovering from one!
