Quick tips, CRA concepts and an occasional deep thought…

CRA Today Blog

What’s a Capital Stack and How Does it Work?

What’s a Capital Stack and How Does it Work?

At some point in your journey as a Community Reinvestment Act (CRA) officer, you will likely find yourself involved in a community-based public-private partnership economic development project. When this happens, your bank may have the opportunity to finance the...

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Consumer Loans and the CRA: Weigh Your Options Carefully!

Consumer Loans and the CRA: Weigh Your Options Carefully!

As a CRA officer, you know how important it is to get consideration under the CRA for as many loans, services, and investments as possible. This means that some banks like to include their consumer loans under their lending performance during a CRA exam. While this...

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Want a Smooth CRA Exam? Appoint an Exam Liaison

Want a Smooth CRA Exam? Appoint an Exam Liaison

What was your last CRA exam like? Did it run perfectly smoothly? Did you hand your CRA examiners your self-assessment, shake hands, and tell them you’ll see them next exam?  Probably not. Chances are it was a hectic week of pulling reports, responding to questions,...

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Free Quick Reference Guide

The Top 3 Risks in Your CRA Program and How to Mitigate Them

“A fantastic and quick read!”

“This guide is full of helpful background information about the top 3 risks in CRA, a checklist for each area so you can stay exam ready, and helpful insights from Linda Ezuka, the industry’s top CRA coach and teacher.”

 

  • Avoid the mistake that 95% of banks make with CRA loan reporting.
  • Understand how to create the perfect narrative to share with your examiner.
  • Adapt to regulatory changes that could lead to your bank being downgraded.