Quick tips, CRA concepts and an occasional deep thought…

CRA Today Blog

Consumer Loans and the CRA: Weigh Your Options Carefully!

Consumer Loans and the CRA: Weigh Your Options Carefully!

As a CRA officer, you know how important it is to get consideration under the CRA for as many loans, services, and investments as possible. This means that some banks like to include their consumer loans under their lending performance during a CRA exam. While this...

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Want a Smooth CRA Exam? Appoint an Exam Liaison

Want a Smooth CRA Exam? Appoint an Exam Liaison

What was your last CRA exam like? Did it run perfectly smoothly? Did you hand your CRA examiners your self-assessment, shake hands, and tell them you’ll see them next exam?  Probably not. Chances are it was a hectic week of pulling reports, responding to questions,...

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The CRA Exam Cycle From a Regulator’s Perspective

The CRA Exam Cycle From a Regulator’s Perspective

Your bank is steadfast in meeting the credit needs of all businesses both large and small in your communities. Your job is making sure you capture and identify all eligible community development activities going into a regulatory exam. But what about your regulator?...

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CRA Self-Assessments: Why You Need One and Where To Start

CRA Self-Assessments: Why You Need One and Where To Start

Are you ready for your next CRA exam? If you’re like most CRA professionals, preparing for a CRA exam is a never-ending process. One way to make this process a little more manageable is by creating a CRA self-assessment. Most CRA officers find that once they create a...

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