Linda Ezuka, Founder, CRA Today

“My mission is to inspire bankers to see CRA not just as a regulatory burden, but as a tool for community empowerment and profitable business opportunities.”

With over 28 years of community development experience, with emphasis in CRA, compliance, training, community development lending and CDFI initiatives, Linda Ezuka works with financial institutions to provide comprehensive CRA training, up-to-date resources, and proven strategies to remain compliant and transform disadvantaged communities through economic development initiatives.

Linda serves on the board and investment committee of the HMSA Foundation, the advisory board of the Patsy T. Mink Center for Business & Leadership and has served on various nonprofit boards focusing her leadership efforts on serving CDFIs and disadvantaged communities.

Ms. Ezuka is a CDFI NMTC and CDFI Reader, MBA, Pacific Century Fellow, a Small Business Administration Financial Services Advocate of the Year and a Pacific Business News 40 Under 40 Honoree.

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"Linda Ezuka helped us prepare for a CRA examination during a compliance management transition. Together, we were able to sustain our desired CRA rating and forged a smooth transition in our compliance program."

Bryan Luke
President and CEO, Hawaii National Bank
Honolulu, HI

"Linda's deep CRA subject matter expertise enabled our team to perform a deep dive internal audit for a difficult client with an immature CRA compliance program. With Linda's guidance, we were able to develop a robust audit program that resulted in detailed audit findings that significantly improved our client's CRA compliance program."

Ray Parrish
Managing Consultant, InSight Consulting Partners

"Linda has been an essential resource to our bank’s Community Reinvestment Act compliance program for more than a decade. Linda brings a wealth of experience and expertise that has helped us to achieve an “outstanding” rating from our regulator for six consecutive CRA evaluations. I highly recommend Linda to any financial institution that needs help identifying community development activities, ensuring the integrity of CRA-reportable data, or developing or enhancing their CRA program."

Riley Angell, CRCM, Central Pacific Bank
Corporate Compliance Department, Fair Banking Officer, CRA Officer

“We have found the CRA Hub to be tremendous resource…especially as we are readying ourselves for an FDIC CRA Exam.“

Kelli D.
Senior Vice President, Independent Bank

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