Even during the chaos of regulatory reform?

Join the waitlist and be the first to know when we open registration for our next 10-week CRA Fundamentals cohort. Classes start on September 14, 2022.








If you’re new(er) to the CRA, been running a program without any formal training, or have some gaps in your understanding after all these years… it’s time to consider the CRA Fundamentals course!

I show CRA professionals like yourself how to level up their programs, to not only survive but thrive during their exams and help them maximize their loan performance. With over 28 years of experience, both in leading a $13 billion bank’s CRA program and consulting with banks across the nation, both large and small, I am obsessed with adding value to a CRA Officer’s program and driving impact.

You know that there aren’t enough CRA training opportunities in our industry, especially now during the pandemic.  You also know that there are too many subjective elements of the CRA to second guess yourself as the weight of your upcoming CRA exam looms.  Don’t worry, I carefully created this course to deliver clarity. I also curated an amazing community of peers to lean on so no one feels like they are alone in this work ever again. 

“Enrolling in the CRA Fundamentals course from CRAToday is vital to your success in the CRA arena.  No where will you find the volume of knowledge and educational material in one course.  This course offers a wealth of information that is unmatched anywhere.  I took the course as a refresher and came away with fresh ideas and useful tools.  Take the course, you will not be disappointed.”         Cindy, FDIC, Intermediate Small Bank

Introducing …

The CRA Fundamentals Course and Certification Program

If you’re ready to finally (re-)create your bank’s CRA program using industry best practices, while leaning on a community of peers that can guide you in your CRA journey, you are going to be thrilled with the CRA Fundamentals course.  Not only are you going to love who you meet during your CRA Fundamentals course work, you’ll also create a solid foundation of understanding to give you the clarity and confidence to forge a sound CRA program on behalf of your bank.

“The CRA Fundamentals Course has helped me to become more confident as a CRA Officer.  It’s helped me fill in my knowledge gaps as I navigate the expanded CRA requirements at a large bank from those at my previous small bank.  I love that I can go back to the lessons to re-watch as needed for further reinforcement.  The community of fellow CRA professionals in our cohort was wonderful too.  The variety of bank sizes, regulators and experiences represented in our group added depth to our discussions and hearing real-world examples and questions brought the material to life.  Finally, Linda’s passion and commitment to helping us all serve our local communities and carry out this important work is infectious.  Her expertise paired with her warm, upbeat personality make her the perfect teacher.”   Kerry, FDIC, Large Bank

Here is what you can expect throughout the 10-week live training program:

Module 1

CRA Historical Perspective, Regulatory Context and Key Definitions

Module 2

CRA Assessment Areas


Module 3

Community Development Services

Module 4

Lending Performance

Module 5

CRA Data Collection, Integrity and Reporting

Module 6

Community Development Loans

Module 7

Community Development Investments

Module 8

CRA Technical Compliance Requirements


Module 9

CRA Self Assessment


Module 10

CRA Exam Management

“The CRA Fundamentals Course has helped me to think beyond what I am currently doing in regards to CRA. Each session represented an area of CRA in which we reviewed the definition and meaning and then brought it all together in how it applies to real life. The diversity of the group brought so many great ideas to the table! You don’t know the art of CRA until you have been through the CRA Fundamentals Course.”  Kathy, FDIC, Intermediate Small Bank

Here’s what you’re getting when you enroll in the CRA Fundamentals course today:

You will get 10 Weeks of Live Training with Linda Ezuka. That’s over 15 hours of training delivered in bite-size pieces on a weekly basis so you can balance your current priorities. Included is also a CRA Fundamentals PDF downloadable manual, 20 ABA CRCM credits, access to the training replays and the resources for one year, a community platform to connect with your CRA peers, and a few more surprises along the way!

We also have a few bonuses! 


    Bonus 1

    CRA Public File Checklist


    Bonus 2

    CRA Data Integrity Root Cause Analysis Template 


    Bonus 3

    CRA Loan Data Collection and Reporting Grid


    Bonus 4

    CRA Certification Exam Prep and Q&A Session – Live with Linda Ezuka

    This course is priced at $1,997 yet packed with resources valued beyond $5,000. But the real value is your peace of mind knowing that you can put the confusion behind you, confidently manage your CRA program, and be the go-to subject matter expert within your bank.

    100% Satisfaction Guarantee! 

    A full refund will be issued without any questions asked. You will have access to two live training sessions to make sure the course is what you were expecting and adds value to you and your bank’s CRA program.

    more peer bank testimonials

    “Before I joined the CRA Fundamentals, I used to struggle with finding CRA related courses/webinars that really went into detail and gave specific tips or resources to make sure your CRA program is the best it can be. The CRA Fundamentals course really helped me navigate how to build our program in a way that works for us and how to be proactive instead of reactive. It was exactly what I needed to take that extra step.”


    FDIC, Large Bank

    “I have been involved with CRA at some level for several years and had a basic understanding of what was necessary to have a successful CRA program at our Bank. When the CRA Fundamentals course was presented, I jumped at the chance to take it. The course material has been well developed and just the right amount of information has been included in each session. Networking with peers and hearing how others approach CRA has been invaluable too. I am sorry to see the course come to an end. I am so glad I participated! The investment of time and money was worth it. I am more knowledgeable and confident now. I have more value to add to what we are doing with our CRA program. If you have an opportunity, sign up! It will be worth it!”


    FRB, Intermediate Small Bank


    What people are asking before signing up for the CRA Fundamentals Course

    How long will I have access to the materials within the CRA Fundamentals course materials?

    Purchasing the CRA Fundamentals course will grant you access to the learning portal for the first year (12 Months from your date of purchase)

    Isn’t the CRA regulation going to change this year? Shouldn’t I wait to take the course until the new regulation is released?

    The proposal rules are out.  We will help you navigate this interim period. No one knows how long it will take to have a new interagency CRA rule but we estimate that it will be another two years before we will be subject to a new CRA rule. You will likely have another exam during the current rules.  The law is not changing, just the rules to comply with the law so the fundamentals of the CRA will stand as a foundation basis for our CRA programs.  Once a new rule is instated, we will release a new version of the course.  If you previously enrolled in the CRA Fundamentals, you will be eligible for deeply discounted pricing for the new course.

    Can I pay for the CRA Fundamentals course via invoice?

    Yes, but you will be required to commit to the course during the open enrollment period and by signing the terms and conditions online. Payment will be on a net 15 basis or we would be happy to set up an ACH relationship with your bank. Email  to inquire.

    Will there be a certification option after the course?

    Yes, once you complete the CRA Fundamentals course you will be eligible to test for the CRA Certification Exam for an additional fee (prerequisites are required).

    The cost for the CRA Certification Exam is $395, retakes are $100. 

    Will Continuing Professional Education (CPE) credits be required once I get certified?

    Continuing Professional Education Credits requirement of 10 credits per year for a total of 30 per three year recertification period.

    Because of the the knowledge I gained the Hub and the Fundamentals course I have confidence in what I’m doing.  I can boldly go in front of the director-based CRA Committee and educate them with knowledge of the bank and our CRA direction.  I can stand in front of the loan officers and explain what to look for in a Community Development loan. I hate to admit it, but I just might be a little excited with what I can now do.  Thank you from the bottom of my heart for stepping up and starting this class.  I’m glad I was in the very first class of this incredible idea.”   Ann, OCC, Intermediate Small Bank