Episode 72: CRA Tips: Naturally Occurring Affordable Housing and CD Loans https://cratoday.com/wp-content/uploads/2023/08/072-CRA-tips-podcastV2.mp3 Naturally occurring affordable housing (NOAH) are residential rental properties that are affordable, but unsubsidized...
Episode 71: CRA Tips: CRA Services-What exactly does the provision of financial services mean? https://cratoday.com/wp-content/uploads/2023/08/071-CRA-Tips-podcast.mp3 In the past, regulations narrowly defined the provision of financial services. To qualify a...
Episode 70: CRA Services: If It’s Not Documented, It Didn’t Happen https://cratoday.com/wp-content/uploads/2023/08/070-CRA-podcast.mp3 I received an email from a CRA officer who recently took over a CRA program. Although this individual is a seasoned compliance...
Episode 69: CRA Tips: Regulatory Change Part III: Operational and Financial Risks https://cratoday.com/wp-content/uploads/2023/08/069-CRA-Tips-podcast.mp3 We created this checklist to support your focus on the most pressing issues faced by your bank and to spark...
Episode 68: CRA Tips: Regulatory Change Part II: Reputational Risk https://cratoday.com/wp-content/uploads/2023/07/068-CRA-Tips-podcastV2.mp3 Regulators are continuing to enhance their focus on oversight, supervision, and enforcement, and the CRA is no exception. We...